Pricing
AML Initial Setup & Implementing
£4,000
(Variable Fee)
- Money Service Business
- Accountancy Service Providers
- Property Management Agents
- Debt Management Firm
- Investment Firm
Note: fee is reflective of the initial setup as described. However, complex structures may require a revised estimate.
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Bespoke AML Policy Suite: Drafting a firm-wide AML Policy and Procedures Manual, tailored precisely to your business’s specific risk profile.
HMRC-Compliant Staff Training: Delivery of comprehensive AML training for all staff via an accessible online format, including automated records for audit readiness.
Robust Record-Keeping Systems: Implementation of essential AML record-keeping templates and guidance for file documentation, aligned with Regulations 19 and 40.
Internal AML Governance Structure: Establishment of board-level reporting templates and clear compliance escalation procedures to ensure ongoing accountability and monitoring.
Consumer Credit Limited/Full
£1,300/£1,800
(Fixed Fee)
- Car dealerships
- Motorcycle dealerships
- Dentists
- Jewellers
- Furniture Stores
- Golf Clubs
- Price Comparison Site
- Training Providers
- Motor Finance Brokers
- Asset Finance Brokers
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Full Application Management: We handle your entire Limited Permission consumer credit application with the FCA from start to finish. Perfect for firms looking to introduce customers to a panel of lenders to facilitate the purchase of their goods and services
Full Permission Credit Broking Guidance: For Brokers who are solely focused on earning commission income as an intermediary broker will fall under Full Permission consumer credit.Perfect for firms looking to introduce customers to a panel of lenders to facilitate the purchase of their goods and services.
Strategic Advice: Ensuring you secure the correct regulatory permissions to support your core business activities without disruption.
Full Permission Lending Non-Bank
£9,000
- Buy Now Pay Later/BNPL
- Motor Finance Lenders
- Retail Finance Lenders
- Education Institutions
- Homeowner Loan Providers
- Peer-to-Peer (P2P) Lending
(Fixed Fee)
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Retail Lending Permission: Perfect for firms looking to start up a lending business with defined funding model and clear path to growth.
Regulatory Business Plan Support: Assistance in crafting the detailed documentation required by the FCA to demonstrate your business model and compliance framework.
End-to-End Project Management: Tailored support for businesses wanting to lend from their own balance sheet for periods over 12 months, interest free to help customers access their products.
Risk & Compliance Framework
Price on Quotation
- Drafting custom policies, procedures and controls
- Training, Reporting, and Technology Integration
- Risk & Control Self-Assessment (RCSA)
- Implementing Risk Register and defining Operational Risks
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Comprehensive design of risk framework: Implementing Risk Register and defining Operational Risks for risk identification, mitigation and monitoring.
Bespoke Policy Suite: Assistance in crafting detailed policies to demonstrate your business model and compliance framework.
Board Composition: Defined committees complimented by designing code of governance.
Small PI Application
£4,000
(Fixed Fee)
- Money Remittance Businesses
- Executing Payment Transactions
- Small Online Money Transfer Platforms
- Operating Payment Accounts
- Maximum €3M Monthly Transaction Volume
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Complete FCA Registration Management: We handle the entire application process for registration as a Small Payment Institution (SPI) under the Payment Services Regulations 2017.
Scope & Eligibility Assessment: We confirm your eligibility for the less stringent SPI route, ensuring it’s the right fit for your business model.
Application Drafting & Submission: Meticulous preparation and submission of all required documentation to the FCA, ensuring a compliant and professional application.
Regulatory Guidance: Expert support to ensure you understand the operational limitations and compliance obligations of operating as an SPI.
Small EMI Application
£8,000
(Fixed Fee)
- Issuing E-Money
- Offer digital wallets, prepaid cards
- Payment Acct. cash withdrawal/deposit
- Money Remittance
- Maximum €3M Monthly Transaction Volume
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Complete FCA Registration Management: We handle the entire application process for registration as a Small Electronic Money Institution (SEMI) under the Electronic Money Regulations 2011.
Scope & Eligibility Assessment: We confirm your eligibility for the less stringent SEMI route, ensuring it’s the right fit for your business model.
Application Drafting & Submission: Meticulous preparation and submission of all required documentation to the FCA, ensuring a compliant and professional application.
Regulatory Guidance: Expert support to ensure you understand the operational limitations and compliance obligations of operating as an SEMI.
Authorised PI Application
£10,000
- AIS/PIS Providers
- Issuing & Acquiring Payment Instruments
- Executing Credit Backed Payments
- Money Remittance
- Initial Capital Requirements
- Safeguarding Required
- No Volume Limits
(Fixed Fee)
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In-Depth Authorisation Support: Management of the highly complex and detailed application to become a fully Authorised Payment Institution (API) under the PSRs 2017.
Prudential Requirements Guidance: Expert advice on meeting the FCA’s requirements for capital adequacy, safeguarding, and risk management.
Comprehensive Business Plan & Financial Projections: Hands-on support in developing the robust business plan and financial forecasts scrutinised by the FCA.
Senior Management & Governance: Assistance in establishing the required governance, risk, and compliance frameworks to demonstrate your firm is fit for purpose
Authorised EMI Application
£15,000
- AIS/PIS Providers
- Issuing Electronic Money
- Digital wallets, prepaid cards - no upper limits
- Executing Credit Backed Payment
- Money Remittance
- High Initial Capital
- Safeguarding Required
- No Volume Limits
(Fixed Fee)
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In-Depth Authorisation Support: Management of the highly complex and detailed application to become a fully Authorised Electronic Money Institution (AEMI) under the Electronic Money Regulations 2011.
Prudential Requirements Guidance: Expert advice on meeting the FCA’s requirements for capital adequacy, safeguarding, and risk management.
Comprehensive Business Plan & Financial Projections: Hands-on support in developing the robust business plan and financial forecasts scrutinised by the FCA.
Senior Management & Governance: Assistance in establishing the required governance, risk, and compliance frameworks to demonstrate your firm is fit for purpose
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FCA Systems Management: Full setup and registration on FCA Connect and RegData platforms.
Regulatory Reporting: Timely and accurate submission of key consumer credit reports, including CCR007 and REP008.
Annual Firm Attestation: Management of your required annual firm declaration to the FCA.
SAF Certification Training:
Essential training for businesses whose staff need to meet the Specialist Automotive Finance (SAF) standards requires by lenders.
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If you are an Authorised Car Dealer and require annual support with SAF Expert certification, look no further as we can provide an affordable service for your business.
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Transaction Monitoring, Sanctions, PEP & Watchlist Screening: Through compliance automation software we ensure your business’ adherence to UK regulations and best practices.
Annual Policy & Risk Assessment Updates: Keeping your business-wide risk assessment and AML policies current with evolving UK regulations. Provision of annual refresher modules for current staff and onboarding training for new starters.
Independent Audit: To ensure your business is operating effectively we will conduct file reviews through targeted sampling of your CDD and EDD files to ensure procedures are being followed correctly by internal staff. This will ensure your firm is prepared for any supervisory engagement from HMRC.