Pricing
Limited Permission CONC Application
£1,300
(Fixed Fee)
- Car dealerships
- Motorcycle dealerships
- Dentists
- Jewellers
- Furniture Stores
- Golf Clubs
- Sports Clubs
- Education Institutions
- Training Providers
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Full Application Management: We handle your entire limited permission consumer credit application with the FCA from start to finish.
Limited Permission Credit Broking Guidance: Perfect for firms looking to introduce customers to a panel of lenders to facilitate the purchase of their goods and services.
Limited Permission Lending Guidance: Tailored support for businesses wanting to lend from their own company funds for periods over 12 months, interest-free, to help customers access their products.
Strategic Advice: Ensuring you secure the correct regulatory permissions to support your core business activities without disruption.
Full Permission CONC Application
£1,800
(Fixed Fee)
- Motor Finance Brokers
- Asset Finance Brokers
- Buy Now Pay Later (BNPL) Providers
- Price Comparison Websites
- Lead Generators
- Retail Finance Lenders
- Homeowner Loan Providers
- Motor Finance Lenders
- Peer-to-Peer (P2P) Lending
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Comprehensive FCA Application: Credit Brokers who are solely focused on earning commission income as an intermediary broker
Regulatory Business Plan Support: Assistance in crafting the detailed documentation required by the FCA to demonstrate your business model and compliance framework.
End-to-End Project Management: We handle all stages of the application, ensuring a professional and robust submission to the regulator.
Risk & Compliance Framework Development
Price on Quotation
(Fixed Fee)
- Drafting custom policies, procedures and control environment
- Training, Reporting, and Technology Integration
- Risk & Control Self-Assessment (RCSA)
- Implementing Risk Register and defining Operational Risks
- Risk Identification, Mitigation and Monitoring
- Designing Code of Governance
- Board Composition, committees, data, finance and employment policies
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Comprehensive FCA Application: Credit Brokers who are solely focused on earning commission income as an intermediary broker
Regulatory Business Plan Support: Assistance in crafting the detailed documentation required by the FCA to demonstrate your business model and compliance framework.
End-to-End Project Management: We handle all stages of the application, ensuring a professional and robust submission to the regulator.
AML Initial Setup & Implementation
£4,000
(Variable Fee)
- Payment Services Firms
- Investment Firms
- Consumer Credit Firms
- Lettings & property management agencies
Note: fee is reflective of the initial setup as described. However, complex structures may require a revised estimate.
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Bespoke AML Policy Suite: Drafting a firm-wide AML Policy and Procedures Manual, tailored precisely to your business’s specific risk profile.
HMRC-Compliant Staff Training: Delivery of comprehensive AML training for all staff via an accessible online format, including automated records for audit readiness.
Robust Record-Keeping Systems: Implementation of essential AML record-keeping templates and guidance for file documentation, aligned with Regulations 19 and 40.
Internal AML Governance Structure: Establishment of board-level reporting templates and clear compliance escalation procedures to ensure ongoing accountability and monitoring.
Small Payment Institution (SPI) Application
£5,000
(Fixed Fee)
- Money Remittance Businesses
- Payment Initiation Service Providers
- Small Online Money Transfer Platforms
- Online payment processors of local e-commerce businesses or charities
- Hawala Brokers
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Complete FCA Registration Management: We handle the entire application process for registration as a Small Payment Institution (SPI) under the Payment Services Regulations 2017.
Scope & Eligibility Assessment: We confirm your eligibility for the less stringent SPI route, ensuring it’s the right fit for your business model.
Application Drafting & Submission: Meticulous preparation and submission of all required documentation to the FCA, ensuring a compliant and professional application.
Regulatory Guidance: Expert support to ensure you understand the operational limitations and compliance obligations of operating as an SPI.
Authorised Payment Institution (API) Application
£15,000 - £25,000
- Large Scale Money Transfer
- Foreign Exchange Brokers
- Credit Card Processors
- Large Scale Payment Initiation Service Providers
- Account Information Service Providers
- E-money Institutions
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In-Depth Authorisation Support: Management of the highly complex and detailed application to become a fully Authorised Payment Institution (API) under the PSRs 2017.
Prudential Requirements Guidance: Expert advice on meeting the FCA’s requirements for capital adequacy, safeguarding, and risk management.
Comprehensive Business Plan & Financial Projections: Hands-on support in developing the robust business plan and financial forecasts scrutinised by the FCA.
Senior Management & Governance: Assistance in establishing the required governance, risk, and compliance frameworks to demonstrate your firm is fit for purpose
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FCA Systems Management: Full setup and registration on FCA Connect and RegData platforms.
Regulatory Reporting: Timely and accurate submission of key consumer credit reports, including CCR007 and REP008.
Annual Firm Attestation: Management of your required annual firm declaration to the FCA.
SAF Certification Training: Essential training for businesses whose staff need to meet the Specialist Automotive Finance (SAF) standard required by lenders.
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If you are an Authorised Car Dealer and require annual support with SAF Expert certification, look no further as we can provide an affordable service for your business.
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Quarterly Compliance File Reviews: Targeted sampling and review of your CDD and EDD files to ensure procedures are being followed correctly.
Annual Policy & Risk Assessment Updates: Keeping your business-wide risk assessment and AML policies current with evolving UK regulations and best practices.
Ongoing Staff AML Training: Provision of annual refresher modules for current staff and onboarding training for new starters to maintain a high level of awareness.
HMRC Audit & Inspection Readiness: Proactive support to ensure your firm is always confident and prepared for any supervisory engagement from HMRC.